Eksperci

Hanna Karwat - Ratajczak

Radca prawny, koordynator Zespołu radców prawnych PIU. Ma dwudziestoletnie doświadczenie w obsłudze prawnej zakładów ubezpieczeń. W latach 2005-2010 wykładowca prawa ubezpieczeniowego dla aplikantów radcowskich w OIRP w Warszawie, sędzia Sądu Polubownego przy KNF.

Zobacz wpisy eksperta

Notice: Trying to get property 'ID' of non-object in /var/www/html/2023/www2.piu.org.pl/wp-content/themes/thegem-child/author.php on line 56

Uchwała Sądu Najwyższego dotycząca reklamacji – ubezpieczyciel może prowadzić dialog z klientem

Czytaj więcej >

Cookies

Ta strona korzysta z plików cookie, aby poprawić wrażenia odwiedzających podczas poruszania się po witrynie. Wśród nich są pliki cookie, które są sklasyfikowane jako niezbędne. Są przechowywane w przeglądarce, ponieważ są potrzebne do działania podstawowych funkcji witryny. Używamy również plików cookie stron trzecich, które pomagają nam analizować i rozumieć, w jaki sposób użytkownik korzysta z tej witryny. Te pliki cookie będą przechowywane w Twojej przeglądarce tylko za Twoją zgodą. Masz również możliwość rezygnacji z tych plików cookie.

Pamiętaj: rezygnacja z niektórych z tych plików cookie może wpłynąć na wygodę przeglądania.

Necessary

Always Enabled

Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.

Cookie	Duration	Description
ARRAffinity		This cookie is set by websites that run on Windows Azure cloud platform. The cookie is used to affinitize a client to an instance of an Azure Web App.
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
PHPSESSID	session	This cookie is native to PHP applications. The cookie is used to store and identify a users' unique session ID for the purpose of managing user session on the website. The cookie is a session cookies and is deleted when all the browser windows are closed.
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Analytics

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.

Cookie	Duration	Description
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.

Others

Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.

Cookie	Duration	Description
_gat_gtag_UA_90817145_1	1 minute	No description
ARRAffinitySameSite	session	No description

Functional

Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.

Cookie	Duration	Description
pll_language	1 year	This cookie is set by Polylang plugin for WordPress powered websites. The cookie stores the language code of the last browsed page.